http://moneyfor20s.about.com/ Get the latest headlines from the About.com http://clk.about.com/?zi=1/1hh http://www.about.com/ 118 20 en-us 2012-02-20T13:02:53Z Mon, 20 Feb 2012 13:02:53 +0000 hourly 1 2000-01-01T12:00+00:00 http://moneyfor20s.about.com/b/2012/02/22/are-you-ready-to-build-wealth-2.htm <p>One of my main focuses when I write about getting control of your finances is budgeting. This is because it is the key to getting control of your money and to limit your spending. It allows you to free up money so that you can save and invest regularly. However, I have known people that were careful with their money and saved on a regular basis, but still were not able to build real wealth even though they put money aside each month. They had the budgeting aspect down, but they had not mastered the investing part of a good financial plan.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/22/are-you-ready-to-build-wealth-2.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/22/are-you-ready-to-build-wealth-2.htm Wed, 22 Feb 2012 09:00:21 +0000 2012-02-22T09:00:21Z http://moneyfor20s.about.com/b/2012/02/20/getting-ready-to-graduate.htm <p>College graduation is coming up for many college students, and while the job market is looking up around the nation, not every graduate will have a job lined up the day they graduate. It is important to get serious about your job search now, so that the time between graduation and your first day of work will be shorter. In addition you need to create a plan just in case it takes a few months to land your first job.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/20/getting-ready-to-graduate.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/20/getting-ready-to-graduate.htm Mon, 20 Feb 2012 13:02:53 +0000 2012-02-20T13:02:53Z http://moneyfor20s.about.com/b/2012/02/17/personal-finance-tips.htm <p>One of the most important things you can do is to have control of your personal finances. This will relieve a lot of stress and make it possible for you to focus on the things you find most important in your life. Sometimes it is difficult to know just where to star, especially if you have created a financial mess and you have a large amount of debt. There is hope, and you can turn your financial situation around with hard work and focus.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/17/personal-finance-tips.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/17/personal-finance-tips.htm Fri, 17 Feb 2012 16:02:42 +0000 2012-02-17T16:02:42Z http://moneyfor20s.about.com/b/2012/02/16/weekend-challenge-7-relationships-and-money-2.htm <p>This weekend your challenge is to look at the way you handle money with your significant other. Even if you are single you should take a few moments and consider how you want to handle money once you do enter a relationship. A general rule of thumb is to not merge your finances until you are actually married. There are laws that protect married people if they decide to split up, and you do not have the same protection if you are living together.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/16/weekend-challenge-7-relationships-and-money-2.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/16/weekend-challenge-7-relationships-and-money-2.htm Thu, 16 Feb 2012 08:01:26 +0000 2012-02-16T08:01:26Z http://moneyfor20s.about.com/b/2012/02/15/get-control-of-your-credit.htm <p>If you have a difficult time handling your credit card payments, it is time to get real about your credit situation and the amount of debt you have. Missing payments can negatively impact your credit score, and make it difficult to do the things you want to such as find a new job, or buy your first home. You need to begin to pay off your credit cards more quickly, which you can do through a <a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/od/gettingoutofdebt/ht/DebtPymtPlan.htm">debt payment plan</a>.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/15/get-control-of-your-credit.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/15/get-control-of-your-credit.htm Wed, 15 Feb 2012 08:00:58 +0000 2012-02-15T08:00:58Z http://moneyfor20s.about.com/b/2012/02/13/beginning-the-job-hunt.htm <p>Now is the time for many college seniors to begin looking for their first job. It is nice to have a job lined up before you graduate. Even if you are not graduating from college right now, it is a great time to be looking for a job. The economy is picking back up and many companies have new positions opening up.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/13/beginning-the-job-hunt.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/13/beginning-the-job-hunt.htm Mon, 13 Feb 2012 09:00:20 +0000 2012-02-13T09:00:20Z http://moneyfor20s.about.com/b/2012/02/10/plan-for-your-tax-refund.htm <p>If you got a large tax refund this year, you may need to make adjustments to your withholdings so that you do not get a large tax refund back next year. This will put extra money into each paycheck, and allow you to reach your financial goals more quickly. It is not difficult to <a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/od/yoursalary/tp/adjustingwithholdings.htm">adjust your withholdings</a> for the next year.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/10/plan-for-your-tax-refund.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/10/plan-for-your-tax-refund.htm Fri, 10 Feb 2012 10:53:11 +0000 2012-02-10T10:53:11Z http://moneyfor20s.about.com/b/2012/02/09/weekend-challenge-6-retirement-check-up-2.htm <p>This weekend challenge should not take long. It is simply a check to make sure you are doing what you should be for your retirement contributions. You should work towards contributing fifteen percent of your annual income to retirement each year. You can do this through your employer, and through a brokerage firm with an IRA.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/09/weekend-challenge-6-retirement-check-up-2.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/09/weekend-challenge-6-retirement-check-up-2.htm Thu, 09 Feb 2012 08:00:23 +0000 2012-02-09T08:00:23Z http://moneyfor20s.about.com/b/2012/02/03/staying-focused-2.htm <p>There are months where I am one hundred percent focused on following my budget, and reaching my financial goals, and other months where I seem to be off budget from almost the first day of the month. It can be very frustrating when unexpected expenses hit, especially at the beginning of the month where it almost seems to blindside you and your goals completely. It's difficult to stay focused and to get back on track sometimes.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/03/staying-focused-2.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/03/staying-focused-2.htm Fri, 03 Feb 2012 11:44:26 +0000 2012-02-03T11:44:26Z http://moneyfor20s.about.com/b/2012/02/02/weekend-challenge-5-insurance-check-up-2.htm <p>This weekend you are going to do a quick insurance check up. this is not a difficult challenge to complete. You will look at your health insurance, car insurance, life insurance and other insurance policies to make sure you have the coverage you need, and that you aren't wasting money on the things you do not need.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyfor20s.about.com/b/2012/02/02/weekend-challenge-5-insurance-check-up-2.htm">Read Full Post</a></p> http://moneyfor20s.about.com/b/2012/02/02/weekend-challenge-5-insurance-check-up-2.htm Thu, 02 Feb 2012 08:00:52 +0000 2012-02-02T08:00:52Z