http://moneyover55.about.com/ Get the latest headlines from the About.com http://clk.about.com/?zi=1/1hh http://www.about.com/ 118 20 en-us 2013-05-21T19:31:43Z Tue, 21 May 2013 19:31:43 +0000 hourly 1 2000-01-01T12:00+00:00 http://moneyover55.about.com/b/2013/05/22/what-an-idiot.htm <p>Ok, we had a guy call in to our firm a few weeks ago inquiring about our services. One of my colleagues returned the call.</p> <p>The guy started off asking my colleague why it was that I talk about Social Security. He said,</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/22/what-an-idiot.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/22/what-an-idiot.htm Wed, 22 May 2013 20:11:47 +0000 2013-05-22T20:11:47Z http://moneyover55.about.com/b/2013/05/21/when-it-come-to-investing-should-you-follow-your-gut-or-mine.htm <p>In my recent contribution to MarketWatch I address market predictions and gut feelings. With research available that slices and dices investments into every statistic you can imagine, it is amazing to me how many people still go by gut feel. Does it work? Sure, just like a trip to Vegas. Learn more in <a title="market predictions" href="http://www.marketwatch.com/story/story/?guid=393304df-c97f-4350-b0de-e52e3f85430c">Market predictions: Follow your gut</a>?</p> http://moneyover55.about.com/b/2013/05/21/when-it-come-to-investing-should-you-follow-your-gut-or-mine.htm Tue, 21 May 2013 19:31:43 +0000 2013-05-21T19:31:43Z http://moneyover55.about.com/b/2013/05/20/8-habits-of-highly-effective-retirees.htm <p>I love this article by Joe Hearn, one of my fellow MarketWatch RetireMentors. It showcases many of the non-financial habits of successful retirees. It's worth the read. Check it out at <a title="8 Habits of Highly Effective Retirees" href="http://www.marketwatch.com/story/8-habits-of-highly-effective-retirees-2013-05-15?pagenumber=1">8 Habits of Highly Effective Retirees</a>.</p> http://moneyover55.about.com/b/2013/05/20/8-habits-of-highly-effective-retirees.htm Mon, 20 May 2013 16:57:11 +0000 2013-05-20T16:57:11Z http://moneyover55.about.com/b/2013/05/18/how-much-should-you-save-for-retirement.htm <p>This week one of my 61 year old clients came in and said, "I'll never retire... but I want to save for retirement." We got a good laugh.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/18/how-much-should-you-save-for-retirement.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/18/how-much-should-you-save-for-retirement.htm Sat, 18 May 2013 14:18:38 +0000 2013-05-18T14:18:38Z http://moneyover55.about.com/b/2013/05/15/are-you-up-for-this-type-of-summer-maintenance.htm <p>Most hobbies take work. If it's fun, there's usually equipment to maintain. When I lived in Colorado I was an avid skier. Even skis have to be maintained; the edges get sharpened, the skis get waxed and an occasional gouge needs to be filled in.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/15/are-you-up-for-this-type-of-summer-maintenance.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/15/are-you-up-for-this-type-of-summer-maintenance.htm Wed, 15 May 2013 19:36:10 +0000 2013-05-15T19:36:10Z http://moneyover55.about.com/b/2013/05/15/interested-in-becoming-a-retirement-income-specialist.htm <p>This summer I will once again be guest lecturing at Salem State's week long seminar (bootcamp) where they teach the body of knowledge needed to acquire the Retirement Management Analyst designation.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/15/interested-in-becoming-a-retirement-income-specialist.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/15/interested-in-becoming-a-retirement-income-specialist.htm Wed, 15 May 2013 18:01:25 +0000 2013-05-15T18:01:25Z http://moneyover55.about.com/b/2013/05/08/smart-technology-for-your-portfolio.htm <p>From what I can tell, most people are still clueless about what makes a good portfolio of investments for retirement. They ask about gold, or an annuity or inquire if perhaps they should invest it all in Apple stock.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/08/smart-technology-for-your-portfolio.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/08/smart-technology-for-your-portfolio.htm Wed, 08 May 2013 22:51:54 +0000 2013-05-08T22:51:54Z http://moneyover55.about.com/b/2013/05/05/my-friday-night-and-1-widow.htm <p>As a general rule, I no longer take on personal clients. But of course there are exceptions. On Friday night, an exception came along.</p> <p>She was referred by a colleague and it is always an honor when someone in your line of work refers to you. They have done their homework and they know you are good at what you do. They couldn't work with her because they aren't registered in her state. They gave her my name and number and she left a message on my office line at 7:51 on a Friday evening. I returned the call from my cell about fifteen minutes later and spent about an hour on the phone with her.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/05/my-friday-night-and-1-widow.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/05/my-friday-night-and-1-widow.htm Sun, 05 May 2013 23:22:41 +0000 2013-05-05T23:22:41Z http://moneyover55.about.com/b/2013/05/03/your-401k-on-steroids.htm <p>A colleague of mine sent me this note yesterday,</p> <blockquote><p>"My company just added an HSA (Health Savings Account).&#160; I learned more about the HSA option from the link in your <a title="quantum physics and your retirement" href="http://www.marketwatch.com/story/quantum-physics-and-your-retirement-2013-04-26">quantum physics post</a> than I did in any of the information and meetings our HR department had. (He's referring to my article <a title="why fund an hsa over an ira" href=" http://moneyover55.about.com/od/healthinsurance/a/Why-Fund-An-Hsa-Instead-Of-An-Ira-Or-401k.htm">Why Fund an HSA Over an IRA</a>.) Only about 17% of our employees signed up.&#160; I'm guessing it would have been more if people thought of it as a 401K on steroids.&#160; I was one of the 17%, but I signed up mostly to pay less for health care that I rarely use.&#160; The tax benefits were secondary.&#160; And I certainly didn't know that I could fund it one time from my IRA.&#160; I'm definitely doing that next year. Thanks for the tip."</p></blockquote>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/03/your-401k-on-steroids.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/03/your-401k-on-steroids.htm Fri, 03 May 2013 09:00:13 +0000 2013-05-03T09:00:13Z http://moneyover55.about.com/b/2013/05/01/perhaps-its-because-i-grew-up-watching-star-trek.htm <p>I am not sure why, but after each Thanksgiving Dinner in the Anspach family, there ensues a discussion involving Einstein, moving trains, the speed of light and aging. Last year I recall a bit of string theory finding its way into the mix.</p>...<p><a href="http://clk.about.com/?zi=1/1hc&#038;zu=http://moneyover55.about.com/b/2013/05/01/perhaps-its-because-i-grew-up-watching-star-trek.htm">Read Full Post</a></p> http://moneyover55.about.com/b/2013/05/01/perhaps-its-because-i-grew-up-watching-star-trek.htm Wed, 01 May 2013 19:16:06 +0000 2013-05-01T19:16:06Z